Introduction
By accessing or purchasing products from irinaertel.com, you agree to these Terms and Conditions.

Products

• All products are digital.

• Descriptions on the sales page accurately reflect the product content.

Payment

• Payments are processed via Stripe and PayPal.

• All prices are in USD.

• Access to products is granted only after successful payment.

No Refunds
Due to the digital nature of the products, all sales are final and non-refundable.

Intellectual Property

• All content is © Irina Ertel.

• Personal use only; do not share, copy, or resell without permission.

Liability

• Results from using the products cannot be guaranteed.

• Irina Ertel is not liable for any direct or indirect damages.

Governing Law
These Terms and Conditions are governed by the laws of Australia.